DISCOVER THE DIFFERENCE

Unlock the Power of Consistent Trading Results

Say goodbye to uncertainty and inconsistent profits. With our proven, data-driven strategies, we’ll help you trade with confidence, efficiency, and success.

Depending on the plan, you may qualify for benefits that provide both protection and financial flexibility early on
Cash value growth is often tax-deferred, and policy access may be tax-advantaged when structured properly.
This strategy is sometimes referred to as ‘becoming your own bank,’ because it allows you to build cash value and access it through policy loans.
When you borrow against a policy, the cash value may continue to grow depending on the policy type, though loan interest and policy mechanics apply.
We guide clients step-by-step and may offer support programs depending on eligibility and state regulations.
We make sure you understand the plan fully before you ever commit.
Become an Agent | PHP Infinity | People Helping People
Sarah is available 24/7. Abram or Jesse will connect with you directly.  |  📞 956-305-5200

PHP Infinity | Business Opportunity

Build a Career
That Pays You
to Help People.

No sales background required. No ceiling on income. Work full-time or part-time — from home or in the field. We train you from day one and build alongside you.

$0 Cost to Get Started
100% Commission-Based
Unlimited Income Ceiling
1:1 Direct Mentorship

This Isn't a Job.
It's a Business.

Most careers trade your time for a fixed paycheck. At PHP Infinity, your income grows as your impact grows — and you own everything you build.

💰

Unlimited Income

No salary cap, no quota limits that cut your rate, no ceiling. Every family you help is a commission you've earned — and those commissions compound as you build a team.

🏠

Work From Anywhere

Meet clients in person, over the phone, or on video. Our agents across the Rio Grande Valley run their entire business from a laptop and a phone. Your office is wherever you are.

Set Your Own Hours

Start part-time while keeping your current job. Scale to full-time when your income says it's time. You're building for yourself — not punching someone else's clock.

🎓

We Train You

You don't need industry experience. We cover your licensing process, train you on every carrier and product, and walk you through your first client presentations side by side.

❤️

Real Purpose

Every policy you write protects a family from financial devastation. This is not selling widgets — it's meaningful work that pays you well while genuinely helping people.

📈

Override Income

Build your own agency. As you bring agents onto your team, you earn a percentage of their production — creating passive income that doesn't require your direct time.

From Interested to Licensed in Weeks.

We walk you through every step. You've never done this before — that's fine. Neither had we when we started.

1

Apply & Connect

Fill out the form below or call us directly. Abram or Jesse will get on a call with you personally to answer your questions.

Same day
2

Get Your License

We guide you through Texas Life & Health licensing. Online courses, exam prep, and support the whole way. Costs around $150–$200 total.

2–4 weeks
3

Get Contracted

We contract you with Foresters, National Life Group, Mutual of Omaha, and SILAC — giving you access to the same carriers we use every day.

1–2 weeks
4

Start Writing Policies

Shadow us on real presentations, learn the scripts, and write your first policies with full support. Your first commission check follows shortly after.

Week 5+

What Does the
Opportunity Actually Pay?

Life insurance commissions are among the highest in financial services. A single policy can pay $300–$1,200+ in first-year commission. The table to the right shows realistic income ranges by activity level.

Our top agents earn well into six figures. Most agents who stick with it and follow the system see meaningful income within their first 90 days.

"You don't need to be a salesperson. You need to care about people and be willing to learn. The income follows the impact."

Plus: override income from your team, renewals on certain products, and bonuses from carriers for production milestones.

Activity Level Policies/Mo Est. Monthly
Part-Time Start 2–3 $1,200–$2,500
Part-Time Active 4–6 $2,500–$5,000
Full-Time 8–12 $5,000–$9,000
With a Small Team 15–25+ $10,000–$20,000+
Agency Builder Team-driven $30,000–$80,000+

Estimates based on typical commission structures. Individual results vary. Not a guarantee of income.

Everything You Need to Succeed.

We're not dropping you in the deep end. PHP Infinity gives you the tools, training, and team support to build confidently from day one.

📋

Licensing Support

We walk you through the Texas Life & Health exam process start to finish — course selection, study materials, and exam prep. You're not figuring it out alone.

🏢

Carrier Contracts

Immediate access to Foresters Financial, National Life Group, Mutual of Omaha, and SILAC — four of the strongest carriers in the industry. No waiting, no cold starts.

🎙️

Scripts & Presentations

Proven, word-for-word scripts and presentation frameworks for every type of client conversation — cold contact, referrals, appointments, and closes.

🤝

1-on-1 Mentorship

Abram and Jesse work directly with new agents. You shadow real appointments, debrief after calls, and get honest feedback that accelerates your growth fast.

📱

CRM & Tools

Access to the same digital tools our team uses daily — quoting software, CRM for tracking clients, and application platforms for all four carriers.

🌐

Marketing Support

Social media templates, client education materials, and presentation assets already built for you. Show up professional from your very first conversation.

We're Looking for
People People.

You don't need a finance degree or a sales background. You need the right character traits. Here's who thrives on our team:

  • You care about people genuinely

    This work is about families. If you're here only for the money, clients will feel it. The best agents are people who want to make a real difference.

  • You're coachable and committed to learning

    The insurance world has a learning curve. Agents who succeed fast are the ones who stay humble, follow the system, and ask questions.

  • You're self-motivated and consistent

    No one will make you show up. The freedom this career offers is a gift — agents who treat it with discipline are the ones who build real income.

  • You're bilingual or connected to your community

    Spanish-speaking agents have a significant advantage in the Rio Grande Valley. Being part of your community is one of the most powerful sales tools available.

  • You want to build something of your own

    Whether you're supplementing income or building a full agency, you want more control over your future than a traditional job allows.

You don't need to be a "natural salesman." Abram and Jesse were paramedics — not salespeople. They learned this business by caring about the families they served and learning the system. If they can do it, so can you.

We're probably not the right fit if…

  • You want a guaranteed salary from day one
  • You're not willing to get licensed
  • You're looking for a get-rich-quick shortcut
  • You're not willing to follow a proven system
  • You're not open to mentorship and feedback

Agents Who Made the Jump.

★★★★★

Real feedback from PHP Infinity agents across the Rio Grande Valley

★★★★★

"I joined PHP Infinity while still working full-time. Within 90 days my part-time income from insurance exceeded my full-time job. I put in my notice the following month. Jesse and Abram walked me through every single step."

👨
Jorge S.
McAllen, TX · Agent since 2024
★★★★★

"I had zero experience in finance or insurance. I was a teacher. Abram taught me the products, the scripts, and how to talk to clients in a way that felt natural. I closed my first policy in week three."

👩
Marisela C.
Brownsville, TX · Agent since 2024
★★★★★

"What makes PHP Infinity different is the mentorship is real. Jesse actually gets on calls with you, shows you how it's done, and then debriefs with you after. Most agencies hand you a packet and wish you luck. Not here."

👨
Ricardo V.
Edinburg, TX · Agent since 2023
★★★★★

"I started part-time because I was nervous about leaving my job. Within six months I had built a small team and my override income alone covered my basic expenses. I had no idea this was possible. Now I teach other agents how to do it."

👩
Esperanza G.
Harlingen, TX · Agent since 2023
★★★★★

"Being bilingual in the Valley is a huge advantage. I can connect with clients in Spanish or English and really explain the product in a way they understand. Abram trained me to use that as a strength. My referral business is incredible now."

👨
Luis M.
Rio Grande City, TX · Agent since 2024
★★★★★

"I came in with no background and a lot of self-doubt. Jesse told me it was not about being a salesperson — it was about being a teacher. Once I changed that mindset, everything clicked. I help people every day and get paid well to do it."

👩
Yolanda R.
Weslaco, TX · Agent since 2024

Everything You Want to Know.

Straight answers. No fluff.

No. We've brought on teachers, paramedics, retail workers, stay-at-home parents, and recent graduates. What matters is your character — coachability, work ethic, and genuine care for people. We teach you the rest.
Getting licensed in Texas typically costs $150–$200 total (exam prep course + state exam fee). There's no fee to join our agency or get contracted with our carriers. Your main investment is time during the licensing process.
Most agents complete the Texas Life & Health license in 2–4 weeks while studying part-time. The state exam is around 150 questions and has a solid pass rate when you've done the prep course. We help you study and schedule your exam.
Yes, and that's exactly how many of our best agents started. You control your schedule. Many agents build their insurance income to match (then exceed) their main job income before fully transitioning. There's no pressure to go full-time before you're ready.
We train you on warm market referrals, community networking, and digital outreach — strategies that don't require buying expensive leads. Most new agents are surprised how many people in their existing network need exactly what we offer. We also have access to lead systems as you scale.
Most carriers pay within 5–10 business days of a policy being issued and the first premium collected. Your first commission check typically comes within 2–3 weeks of your first issued policy. The faster you write, the faster you get paid.
No. You are paid for selling real insurance products to real clients — licensed, regulated products from carriers like Mutual of Omaha and Foresters Financial. The opportunity to build a team is a standard industry structure called an IMO (Independent Marketing Organization). Your income is based on production, not recruitment.
Not at all, though Spanish-speaking agents have a significant advantage in the Rio Grande Valley market. Many of our clients are more comfortable discussing finances in Spanish, and bilingual agents naturally build referral networks faster in this community.
Abram and Jesse work directly with new agents — not through a 20-person training department. You shadow real appointments, participate in live presentations, and debrief personally after calls. When you have a question in the field, you call us directly. That direct access is something most agencies don't offer.

Ready to Start the
Conversation?

Fill out the form and Abram or Jesse will reach out personally within 24 hours. No pressure. Just a real conversation about whether this is the right fit for you.

By submitting, you agree to be contacted by PHP Infinity. Your information is never sold or shared.

— or reach out directly —

Call or text Abram or Jesse anytime. Sarah is available 24/7.

📞 956-305-5200

PHP Infinity is an independent insurance marketing organization. Agent income results vary significantly based on effort, activity, market conditions, and individual performance. Income figures shown are illustrative ranges and not a guarantee of earnings. Life insurance products and availability vary by state and carrier. Licensing requirements vary. This page does not constitute a contract of employment or guarantee of income. Always review carrier and state regulations before practicing. Foresters Financial™ is a trade name and trademark of The Independent Order of Foresters.